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There are no guarantees when it comes to applying for a business loan. In these turbulent financial times, banks are being extra cautious. So even if you have extraordinary credit, you may still get rejected.

A common theme on the news is the economic turmoil caused by bad business decisions made by bank executives. The result is that many people who were counting on retiring are now left without their pensions and in some cases without a home. As a consolation though, many of the bank e