I’m talking about a bank debt (unpaid old credit card debt) no with any goverment institution like IRS.

Will their name be associated with my bank accounts if I am unable to be independent for myself? Will the IRS take my money? I found out the IRS has taken cash from her bank accounts!
Thanks!

Please dont refer me to the IRS website, unless its specific. that site has more stuff i can barely search on. I just need to know what are the tax brackets for filing tax where I am self employed working for a small self owned business with no employee. Thanks!

2001 taxes not paid. X wife did not file. H&R Block processed taxes. X wife did not send them in. During this time was having bladder and prostate removed due to cancer. Taxes were the last thing on my mind. Have in the mean time, divorced, the then wife and am strapped with $40K worth of IRS debt. Interest is compounding. How in a lifetime could anyone ever pay this debt off? Do I have to refinance my house to eliminate this debt? Can I fight this on my own without the help of any firm th