James Martinez has helped people get out from under the burden of credit card debt. For the full interview g

As 2010 has now rolled around, a lot of people are glad to leave 2009 behind them as it has been a very hard one financially for a lot of people. A lot of Americans have higher debt now because they are now unemployed or owe more than the home is worth and the homeowner can pay for. If you are one of the Americans who are having a hard time paying your bills, there are different ways to fix it. Thousands of people have lost their jobs and several others have had their homes go into foreclosur

So at what point do you realize that you are experiencing a hard pressed credit card debt problem? For some it’s when they learn the monthly minimums will never end, for others it will result in a loss in cashflow to then realize they can no longer afford the bills. There is one issue for sure and that is tens of millions of people are in credit card debt and are in denial about it. Those debtors who come to the realization they have a major problem have taken the first step in the dire

A consolidation loan can be used by a person to help make payments on their home, but failure to do so can r

This is a short edited version of the Panorama episode “Can’t Pay Won’t Pay” broadca

www.debtguru.com Free financial analysis to help you decide whether a credit card debt consolidation program

There is no total debt elimination without repayment. We are actually talking about financial independence or complete freedom to do what you want with your money! Yet, you are the agent that reduces debt, not some wonder program that can wipe it away. There is no such thing. What you have to do is to regulate your consume, manage you budget wisely and reduce unnecessary expenses to the point where you can make savings and start repaying your debt in advance or before the term. The money from th